← canifileagain.org home

Refile Timing by State by State

Section 727(a)(8) 8-year bar, 1328(f) 4-year bar, 109(g) 180-day bar, and dismissal-with-prejudice rules in every state.

Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5

Most-read OBP guides

Brunner Test (§523(a)(8))

3-prong analysis for discharging student loans

Car Loan After Bankruptcy

Buy a car and get financing post-discharge

Student Loans in Bankruptcy

Can you discharge them? 2026 guide

Federal Exemptions §522(d)

Complete list of federal exemptions

Nondischargeable Debts List

Debts that survive bankruptcy discharge