Enter the filing date and chapter of your prior case, how it ended, and the chapter you want to file now. The calculator checks all applicable discharge bars, filing bars, and stay limits.
Eligibility Calculator
Full interactive calculator: Use the comprehensive free screener at 1328f.com/check.html - it checks all Section 1328(f), 727(a)(8), 727(a)(9), and 109(g) bars automatically.
To check your eligibility manually, you need:
- Filing date of your prior case
- Chapter filed (7, 13, 11, or 12)
- How it ended (discharged, dismissed, or converted)
- Date of discharge (if applicable)
- Chapter you want to file now
Quick Reference
| Prior | New | Wait | Earliest New Filing |
|---|---|---|---|
| Ch.7 (discharged) | Ch.7 | 8 years | Prior filing date + 8 years |
| Ch.7 (discharged) | Ch.13 | 4 years | Prior filing date + 4 years |
| Ch.13 (discharged) | Ch.7 | 6 years* | Prior filing date + 6 years* |
| Ch.13 (discharged) | Ch.13 | 2 years | Prior filing date + 2 years |
| Any (dismissed) | Any | 0-180 days | Depends on 109(g) |
* Exception if Ch.13 paid 100% or 70%+ in good faith with best effort
Step-by-Step Manual Check
- Check 109(g): Was your prior case dismissed for willful failure to obey court orders, or voluntarily after a stay relief motion? If yes, you cannot file for 180 days from dismissal. 109g.org calculator
- Check discharge bars: Was a discharge entered? If yes, look up the applicable bar from the chart above. 1328f.com screener
- Check stay limits: Was a case dismissed within the past year? If yes, the stay will be limited (362(c)(3)) or absent (362(c)(4)). automaticstay.org
- If no bars apply: You can file and receive a discharge immediately (subject to completing all requirements of the new case).
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